Justin in 60 seconds

Justin is a banking, finance and debt services senior associate, with broad experience in assisting both borrowers and lenders on a range of financial and lending transactions. Justin has acted for all major Australian banks, building societies and overseas banks on business, commercial and institutional level transactions.
He has also acted for both listed and unlisted companies in negotiating the best possible type and terms for their financing transactions. He acts on all stages of a financing transaction, from initial negotiations to the day of funding and beyond.

Prior to joining Henry Davis York, Justin was the principal and director of his own firm, which specialised in contracting arrangements with law firms and financial services clients. Justin's innovative work in this area was recognised in 2016, when he won the Australian Law Award for Sole Practitioner of the Year.

Justin has also worked at top tier law firms Clayton Utz and Herbert Smith Freehills. He also worked, for Dentons Sydney, where he was seconded to Singapore to advise on the financing of several significant mining and resource projects, including in Papua New Guinea.


  • Diploma of Legal Practice (unrestricted practising certificate) - 2016

    Diploma of Legal Practice - 2007

    Bachelor of Laws (Honours) - 2005

    Bachelor of Economics (First Class Honours) - 2003

Independent Recognition

  • Winner - Sole practitioner of the year - Australian Law Awards 2016
  • Finalist - Sole practitioner of the year - Australian Law Awards 2015

Justin's Recent Experience

ASX-Listed Corporate entity

Acting for an ASX-Listed Corporate entity in connection with a $600 million bridging facility used to acquire a strategic interest in another listed entity.

Commonwealth Bank of Australia

Acting for the Commonwealth Bank of Australia on a range of property finance and agricultural financing deals, including the annual funding of New South Wales and Victorian grain accumulators, the $50 million funding of an oil and gas exploration and development company in South Australia, and the $200 million refinancing of a property finance facility made available to an Australian storage and hire company.

Syndicate financing

Representing a financing syndicate on a range of funding arrangements, including the $685 million funding of a listed energy and utilities trust, and subsequent refinancing of that debt. The transaction involved non market standard security structuring to deal with issues arising from the presence of non-trading trusts in the group of security providers.

Asciano Limited

Acting on all aspects of Asciano’s financing, including various transactions for large coal supply and delivery contracts and locomotive and wagon purchase contracts (and related contracts with rail and port operators),  the successful refinancing of approximately $5 billion of debt with a group of over 40 domestic and overseas banks, resulting in significant improvements to Asciano’s covenants and undertakings and the release of all security granted by various members of the Asciano group in favour of the bank group, as well as acting for Asciano in connection with its recent successful raising of approximately $1 billion in alternative funding (used to further refinance its bank facilities) through a placement of section 144A bonds in the US bond market.

Keybank National Association

Acting as Australian Counsel for Keybank on a US$25 million multi option facility to a US-based borrower, including advising on security structuring arrangements in Australia and security enforcement under Australian law.

China Development Bank

Acting as Australian counsel for China Development Bank on a US$600 million acquisition facility to a Hong Kong based borrower, including advising on Australian law aspects of the facility agreement, security structuring and priority arrangements under Australia law, taxation and stamp duty issues, and local regulatory and governmental approvals.

Australia and New Zealand Banking Group Limited

Representing ANZ on a range of property financing transactions, including a $70 million facility to a developer for the purpose of funding a new bridge connecting two growing Sydney suburbs, and acting for ANZ on a $220 million property finance facility made available to a property investment trust, for the purpose of that trust acquiring various commercial assets in New South Wales and Western Australia.

Integrated housing project in North West Sydney

Acting for a private investment company on its purchase and development of a development site in North West Sydney, and negotiating the terms of a $15 million loan from a private lender. Justin acted on all stages of the transaction, from initial term sheet negotiations right through to a refinancing of the original loan in order to return capital to the project investors.

Civic Plaza 88, Chatswood New South Wales

Advising the purchaser and developer on all aspects of the banking and debt requirements of an approximately $80 million loan from a major offshore financial institution, to fund the construction of the Civic Plaza 88 commercial and residential development in Chatswood, New South Wales. This included structuring and stamp duty advice, and negotiating on loan terms that saw the client save thousands of dollars in stamp duty and ensure that the client had the flexibility required to run its operations without strict control from its financier.